|By pat murphy (Supreme BonaireTalker - Post #2865) on Wednesday, March 23, 2011 - 9:23 am:|
i just thought i'd mention this about using a credit card on bonaire. last night we had dinner at city cafe with tom and darlene...great dinner, great friends. i paid the bill with a credit card and when i got the receipt back to sign we noticed that the entire credit card number was on the part of the receipt that the restaurant would keep, not just the last four numbers. on our copy it was just the last four numbers.
|By Vince DePietro-www.bonairebeachcondo.com (Supreme BonaireTalker - Post #3491) on Wednesday, March 23, 2011 - 1:19 pm:|
Pat.. For those folks like yourself (who are on the island extensively and own property), I think it makes much better sense to use the MCB debit card linked to your checking account. This way you avoid all that & have on line access to every charge made on Bonaire. Great for tax records, plus you and the merchant avoid all the fees.
|By Scot Ward (Experienced BonaireTalker - Post #269) on Monday, March 28, 2011 - 9:32 pm:|
I've had this happen in various countries. Never really been a problem.
|By Tobi Fess (New BonaireTalk Poster - Post #3) on Tuesday, April 5, 2011 - 10:03 pm:|
I work for a bank as a fraud examiner. One warning for you regarding use of your debit card vs credit card......there is generally a limit and a grace period on your credit card, and visa, master card, etc are generally quick to credit your account for any losses while they investigate a reported fraud. Your debit card, on the other hand, is liked directly to your account and as a result, fraud can be more devastating to your ability to access funds, not to mention the fact that you will have to deal with any auto drafts that are rejected due to insufficient fund, overdraft fees, etc. Personally, I would take my chances with the credit card......and bring an extra just in case (they likely won't send a new card anywhere but your house). The only place I EVER use my debit card is in a recognized ATM (believe it or not, organized crime groups like to buy and place ATMs!). Never use your card in a generic ATM.
|By KOB (LBR32) (Experienced BonaireTalker - Post #565) on Wednesday, April 6, 2011 - 7:05 am:|
Thanks, Tobi. Great advice. Not just for Bonaire, but everywhere.
|By Karen Dancheck (Experienced BonaireTalker - Post #164) on Sunday, April 10, 2011 - 9:35 pm:|
Since the currency in Bonaire now is the US dollar, is there still any additional fee for using a credit card? I would think no...
|By Grunt (Extraordinary BonaireTalker - Post #1257) on Sunday, April 10, 2011 - 9:49 pm:|
Most, but not all, USA issued credit cards tack on a fee for transactions outside of the USA even if they are charged in US$.
|By Karen Dancheck (Experienced BonaireTalker - Post #165) on Sunday, April 10, 2011 - 10:15 pm:|
AH thanks Grunt. That is evil that they charge anyway!! I just got a new Chase Continental card. Good thing I didn't just assume there would not be a fee! We are going back for 2 weeks in June and my plan was to just charge everything to get the air miles.
|By R.A.... (BonaireTalk Deity - Post #17414) on Sunday, April 10, 2011 - 11:51 pm:|
Many cards have eliminated the 3% foreign transaction fee. American Express platinum and Visa black both have. However the tricky part is I had to enroll my card in order for this to be effective. No fee to do so but if you miss that small detail you'll continue paying the 3% fee.
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